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Rates

The APY rates are accurate as of December 16, 2021. Rates subject to change without notice. For current rate information, please contact us at 512-321-2561.

Deposit Rates

Account Minimum Balance to Open Interest Rate APY*
Savings (compounded daily)** $50.00 0.10% 0.10%
Money Market (compounded monthly)** $1,500.00 0.10% 0.10%
NOW Account** $1,500.00 0.05% 0.05%
Health Savings  Account (HSA)** $100.00 0.10% 0.10%

 

CD Rates

CD Rates are fixed for the term of the CD.

Time Period Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY*
91 day $500.00 $500.00 0.15% 0.15%
182 day $500.00 $500.00 0.20% 0.20%
12 month $500.00 $500.00 0.25% 0.25%
12 month $100,000 $100,000 0.35% 0.35%
12 month $250,000 $250,000 0.40% 0.40%
18 month $500.00 $500.00 0.40% 0.40%
24 month $500.00 $500.00 0.45% 0.45%
30 month $500.00 $500.00 0.45% 0.45%

 

IRA Rates

 

Time Period Minimum Balance to Open Minimum Balance to Obtain APY Interest Rate APY*
18 month variable ** $25.00 - add to CD at any time $25.00 0.40% 0.40%

*Annual Percentage Yield

**This Rate may change after the account is opened

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.