Business Online Banking

Our Customer Service Center is available during normal business hours to answer any questions you may have regarding your account or online banking. The benefits of online banking will improve the efficiency of any business, large or small.

Click here to view our Online Banking Agreement & E-Sign Disclosure.


View our Business Online Banking Guide for detailed instructions.

Cash Management

Streamline your corporate accounting, payment, and collection systems with our comprehensive Cash Management program. Services include:

  • Quick account balances
  • Up to 24 months of account histories
  • Transfers between bank accounts at First National Bank
  • ACH origination (credit/debit)
  • Direct Deposit Payroll
  • Wire transfer origination
  • NACHA Import
  • Easy viewing of up to 2 years of statements
  • Ability to download account histories to Money, Quicken or QuickBooks
  • Scheduled, recurring, or one-time bill payments
  • Order checks online
  • Change address, account information, or passcodes
  • Add access to accounts and loans


Cash Management provides online access to account statements, history and other account information Manage your accounts 24 hours a day, 7 days a week. When you’re running a successful business, we understand that you might not be able to take care of your banking during the hours our lobby is open. We offer you the convenience of accessing your account information during bank “off-hours.” This allows you to manage your money and make financial decisions at any time of the day.

Payroll Direct Deposit

Direct Deposit of Payroll allows a business to automatically deposit an employee’s paycheck into his/her account. Save time and money by directly transferring payroll to your employee’s financial institution. Eliminate writing and processing of checks, and offer a convenience to employees.

Depository Transfers

Transfer funds electronically between your account(s) with our financial institution and other financial institutions. No need to visit the bank. Next day transfers processed electronically between your company accounts.

Import/Export Capability

Manage large ACH files locally on a spreadsheet and then upload into a batch. Easily import or export tab-delimited files to spreadsheet applications. Reduce error and save valuable time by eliminating the need to re-key data.

Wire Transfer Origination

Allows you to originate and transmit wire transfer requests. Initiate wire transfer requests via our secure messaging system. Reduce paperwork and conduct wire transfers from your desk—no need to visit the bank!

Online Bill Payment

Stop writing checks, buying stamps, forgetting due dates, and keeping track of different passwords for every biller website. With Online Bill Pay you can pay anyone in the United States that you would normally pay by check, automatic debit, or cash.

    Sign up for Bill Pay and you can: 

    • View and pay your bills online in one secure location. 
    • Have your bills sent electronically to your Online Bill Pay account, eliminating paper mail.
    • Set up one-time, recurring, or future payments. 
    • Decide how much you’d like to pay and when.
    • Set up automatic payments and change or cancel AutoPay at any time.
    • Review your payments and bills for the past 24 months in Activity.


    Business Bill Pay is $4.95 per month for payment of up to 15 bills. Additional bills may be paid for $0.55 per bill.

    Avoid costly late fee charges from billers with Expedited Bill Pay. If Expedited Bill Pay is available for the biller, you will notice a Rush Delivery link visible underneath the delivery date field. If the biller accepts same-day electronic payments through online banking, there is an additional $10.95 fee to pay a biller same-day. Please also note that these payments cannot be cancelled as they are processed immediately. Some billers do not support same-day electronic payments through online banking, but do accept overnight check payments. There is an additional $16.95 fee to pay a biller overnight.