A New Chapter

Welcome to the Family 

An Experienced Team of Local Bankers with Strong Ties to the Region:

Our entry into the market was driven by the opportunity to assemble an exceptional team of dedicated professional bankers. With more than 125 years of combined experience serving the region, we are pleased to welcome John Minor, Justin Tucker, Carmen Catron, Lauren Towery, Belma Castillo, and Kavey Wallace to the FNB family. These individuals are not just seasoned bankers; they are active leaders in the Falls County community who call this region home.

The FNB Philosophy

By blending extensive local relationships with FNB’s core belief that every customer deserves personalized, high-touch service, along with community engagement and leadership, we seek to create a uniquely compelling competitive advantage in every market we serve.

Unprecedented Growth & Relationship Banking

The community response has exceeded expectations. Despite the branch opening late in the year, we finished the year with more than $60 million in loans and $9 million in deposits. This strong performance reflects the commitment of our bankers and reinforces FNB’s relationship-driven approach, grounded in treating customers as neighbors and partners. Our success is built on that foundation of mutual trust and the understanding that when our community prospers, we prosper.

Looking Toward the Future

This is only the beginning of our investment in the region. With the exceptional team we have in place and their unwavering commitment to active community involvement, we believe the sky is the limit for growth in this region. As we are preparing to establish a permanent branch in Falls County later this year, we will also begin actively looking for expansion opportunities in Bell and Milam Counties as we continue to expand our unique brand of banking. We look forward to many years of serving this region and building lasting, legacy relationships together.