REMEMBER:
- Do not attempt to deposit a check received by text or email. These checks are fraudulent and will not be accepted for deposit. Learn how to spot, avoid, and report fake check scams with this information from the FTC.
- The endorsement on the back of the check needs to match the payee on the front of the check, in addition to “FNB Mobile Deposit”.
- Payee on check MUST be on the account chosen for the mobile deposit. If check is payable to more than one party, both parties MUST be owners on the account. If both payees are not listed on the account, then both payees need to deposit the item at one of our locations so they can be properly identified.
- You must have a physical check for Mobile Deposit. Images from a computer screen or email attachments are not legitimate checks.
Are there limits to the number of items or amount that I can deposit through Mobile Deposit?
Yes. Customers are limited to 3 deposits aggregating to $3,500.00 or less per business day. Additional limits are as follows:
- 7-Day Limit: (last 7 consecutive calendar days) 5 deposits aggregating to $6,000.00 or less.
- 30-Day Limit: (last 30 consecutive calendar days) 10 deposits aggregating to $9,000.00 or less.
What is the daily cut-off time? Are deposits available for immediate credit?
The daily cut-off time is 4:00 pm CST. Deposits made before 4:00 pm CST will typically be available on the next business day.
Note: Items deposited will not be available for viewing on Online Banking until daily processing is complete. Processing days for Mobile Deposit are Monday through Friday, excluding Federal holidays.