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All locations will be closed on Monday, July 4 for Independence Day. We will resume normal business hours on Tuesday, July 5.

Home Loan

Ready to consider home ownership? Click to apply for a mortgage loan and use calculators to estimate your payments.

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Personal Loan

Whether it's a new car, dream vacation, or debt consolidation, we offer a wide range of loans with flexible terms designed to fit your needs.

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Security Center

Whether you bank online, in person, or over the phone, learn how to protect your accounts and prevent fraudulent activity.

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Bastrop Patriotic Festival

Enjoy a patriotic festival with games, contests, a downtown parade, live music and fireworks lighting up the night over the Colorado River. Most events happening in Fisherman’s Park, along the river. Join in the RUN, White & Blue 5K for an added challenge and fun.

Customer Appreciation Barbecue

Bastrop entrance
About Us

Since 1889, First National Bank has served our part of the world faithfully, being actively involved in the communities where we work, live, and raise our families. We take pride in our reputation for providing both ‘high tech’ and ‘high touch’ customer service that has helped us become one of the largest locally owned and independent community banks in the Austin Area. With locations in Bastrop, Cedar Creek, Elgin, and Smithville, we want to be your first choice for financial success.

Bastrop call center wearing blue for Autism Awareness
Bastrop Little League Donation
Spring Street Community Banking Month
Highway 71 Bastrop Wear Red for Heart Disease Awareness
Smithville donation to Unaware Ministry